Product

The complete platform for moving money.

Issuing, payouts and reconciliation — composable building blocks behind one signed API and one ledger.

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Capabilities

Three products. One integration.

Issuing

Branded virtual and physical cards with programmable controls and instant balance updates.

Payouts

Send money to 190+ markets over local rails and SWIFT, with predictable settlement and FX.

Reconciliation

A unified ledger that matches every authorization, settlement, fee and reversal automatically.

Built for finance teams

  • Two-stage authorization and settlement
  • Real-time webhooks for every event
  • Role-based access and full audit trail
  • CSV and API export for accounting
# issue a card
POST /cards/v1/issue
{
  "product": "S00E0000000",
  "amount": 1000,
  "currency": "USD"
}
→ 200 { status: "issued" }

Start moving money with Lumera.

Go live with cards, payouts and reconciliation on one platform.

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