VISA

One card
The whole world

Virtual and plastic VISA & Mastercard cards for payments worldwide: subscriptions, Apple Pay and Google Pay, purchases online and in stores.

2 minto issue
190+countries
$0to top up
Pay for popular services
$20 / mo
$20 / mo
$15.49 / mo
$11.99 / mo
$13.99 / mo
$2.99 / mo
$10 / mo
$59.99 / mo
as billed
as billed
as billed
as billed
Works with the services you use
VisaMastercardApple PayGoogle Pay
Why Lumera

Everything for payments without borders

Fast issuance

A card ready to pay in minutes — no visits, no paperwork.

Top up via SBP

Top up in rubles via SBP or any Russian card.

Pay worldwide

Subscriptions, services, taxis, hotels and purchases in 190+ countries.

Wallets

Apple Pay, Google Pay, Alipay and WeChat — in one tap.

Pricing

Three cards for your needs

First year free, $0 top-up, 3D Secure on every plan.

For subscriptions
€29
EUR · first year free
  • Pay for subscriptions & services
  • €0.25 conversion
  • 3D Secure
  • Top up via SBP
Choose
Popular
For travel
$39
USD · most popular
  • Works in 190+ countries
  • Apple Pay, Google Pay, Alipay, WeChat
  • $0.25 conversion
  • Priority support
Choose
Premium
$149
USD · better rate
  • Better conversion rate
  • Higher limits
  • 24/7 support
  • All plan features
Choose

Add to your wallet in a minute

Add the card to Apple Pay or Google Pay and pay with your phone anywhere.

  • Enter card details
  • Confirm the code
  • Done — card in your wallet
ready
ready
soon ·
soon ·
190+ countries
2 min to issue
24/7 support
3D Secure
Catalog

Works for any foreign service

AI tools, streaming, design, games, travel — and hundreds more services.

AI tools

ChatGPT ChatGPTClaude ClaudeMidjourney MidjourneyPerplexity Perplexity RunwayGemini Gemini

Streaming

Netflix NetflixSpotify SpotifyYouTube Premium YouTube Premium Disney+HBO Max HBO MaxTwitch Twitch

Design

Figma FigmaAdobe CC Adobe CC Canva ProFramer FramerWebflow WebflowDribbble Dribbble

Productivity

Notion NotionGoogle One Google One iCloud+Dropbox DropboxSlack Slack1Password 1Password

Games

Steam SteamPS Store PS Store XboxEpic Games Epic GamesRoblox Roblox Nintendo

Travel

Booking BookingAirbnb AirbnbUber UberGrab Grab AgodaExpedia Expedia
Partners

Earn with Lumera

Referral program

Invite friends and get a bonus for everyone who gets a card.

Invite a friend

Affiliate program

Growing income, custom terms and a personal manager.

Become a partner
FAQ

Frequently asked questions

How does a virtual card work?+

Placeholder: the card is issued online and works like a regular one — for online payments and wallets.

How can I top up?+

Placeholder: in rubles via SBP or with a Russian bank card.

What are the fees and rate?+

Placeholder: a transparent conversion fee that depends on the plan.

Is it secure?+

Placeholder: 3D Secure, card details are not stored and shown only once.

Lumera virtual cards for payments worldwide

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How it works and where it helps

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Ready to pay without borders?

Get your Lumera card in a couple of minutes.

Get a card